110%

For the first time in my life, I'm 110% sure I want to further my education. I want a 4year, a Bachelors. I know most have already accomplish this at my age of 24. So I was a late bloomer, I was too busy playing "housewife". I just wasn't interested, that time in my life.
I want it now though, more then I wanted anything else. I was in love and made mistakes.
It tears me up inside with the reality of not being able to afford schooling. I've tried and with my poor credit no one wants to give me a loan; grants, scholarships will only take me so far, I need the loan.
Which I know at the end is my fault. I screwed it all up and suffering with the aftermath.
I wanted so much more at 24, but I'm really not sure what I've really done; break hearts, get into debt. What a mess I've created for myself and I know it will take years to repair the damage I've done.
I've done a lot, but I'm not sure what good it has done me or anyone else for that matter.